What the ghost year teaches
You cannot wait for a normal year. It does not come.
01
The average is a summary, not a schedule. It gets assembled out of wild years, not paid out in calm ones.
02
The years that made the average were only a handful. Sit out the sprints and the 12 percent quietly becomes 6.
03
You cannot know which year is the sprint. So the honest move is to be in the seat for all of them. A rule stays seated. A mood does not.
Nobody earns the average by aiming for it. You earn it by refusing to leave the wild years that make it.
Learn why staying invested beats guessing the good year.
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