Profile the version of you
that shows up in the crash.
01
Ask it in rupees, not percentages. A 30 percent drop is an abstraction you nod along to. Rs 300000 gone from 10 lakh, this quarter, is the question your gut actually answers. The figure that makes you flinch is the honest one.
02
Pick the mix your red Monday self will hold, not the one your calm Sunday self admires. A 60/40 you keep beats a 90/10 you abandon at the bottom.
03
Write the number down and re-check it after big moves. Your appetite drifts up in good years and caves after crashes. A number on paper is the one thing a mood cannot quietly edit.
A risk score taken on a calm day measures how brave you feel, not how brave you will be. Anchor it to a rupee figure you have actually looked at.
Find the risk fit you will actually hold, not the one you tick on a calm day.
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