Watched a shootout with a friend who trades for a living. Keeper guessed left, ball rolled straight down the middle, goal into the space he just vacated. My friend groaned like it was his own money. So I showed him the study. Somebody pulled 286 top flight penalties and did the arithmetic. Stay in the center, you save a third of them. Dive, you save about one in eight. Standing still is the winning move, and keepers still dive 94 percent of the time. Because diving and conceding feels like effort. Standing still and conceding feels like you fell asleep. Same goal. Different shame. Your portfolio runs the exact same bug.