Education . Allocation Drift . 1 of 3 RupeeCase
You chose 60 / 40.
The market moved you to 71 / 29.
71
Pct sitting in equity after a hands off 60/40 runs untouched for ten years. You picked 60. The bull market picked the other 11.
A friend set up a tidy 60/40 three years ago. Equity for the growth, debt so he could sleep. Proud of it, never touched it since. Grown nicely, he told me. I asked what the split was now. He didn't know. So we opened the statement. It was not 60/40 anymore, and it had been getting quietly riskier the whole time he felt good about it.