Three things worth keeping.
01
There is a country in your portfolio and you never chose it. India is the fourth largest equity market on earth and still a low single digit slice of the world's listed value. A book that is 100 percent one country is a concentrated bet wearing the word diversified.
02
The shut door is about the rupee, not about the fund. The ceiling exists to limit foreign exchange going out. It says nothing about the quality of anything behind it. A closed counter is a full bucket, not a bad scheme.
03
When you cannot fix a risk, at least size it. Nobody is buying their way out of this one at Rs 5000 a month. So do the part still yours. Know how concentrated you actually are, and hold a mix that survives one country having a bad decade.
Diversification is not how many funds you own. It is how many different ways you are allowed to be wrong. On most Indian portfolios, mine included, that number is smaller than the app makes it look.
Find out how concentrated you actually are
https://rupeecase.com/risk-profile.html