RupeeCase
Education . Personal Finance . 2 of 3
20-Year Comparison at 12% Return
Same Start.
Different Instruction.
Rs 94 Lakh Gap.
Path
Year 20 SIP
Invested
Corpus
Gap vs Flat
Flat Rs 10000/mo
10000
Rs 24.00L
Rs 91.99L
.
Step-up 7%/yr
36165
Rs 49.19L
Rs 1.47 cr
+55.51L
Step-up 10%/yr
61159
Rs 68.73L
Rs 1.86 cr
+94.33L
10-Year Gap
10.29L
small lead
15-Year Gap
35.15L
accelerating
20-Year Gap
94.33L
2.03x flat corpus
Every extra rupee invested through the step-up generated Rs 2.11 of corpus. The gap is back-loaded because the largest contributions land when the compounding base is fattest.
Learn more at RupeeCase
rupeecase.com/learn