TotalMarket Hybrid
Equity plus debt. No gold. 50 stocks + 20% LiquidCase. Fortnightly rebalance.
Risk: Moderate
Universe: Nifty Total Market under ₹5,000
Benchmark: Nifty 50
Equity 80 / Debt 20
Same 50-stock momentum sleeve as the Allcap and Allcap Multi Asset cards, but the gold sleeve is removed and the LiquidCase debt is bumped to 20%. Rebalance every 2 weeks. The 5-year backtest produced 490.49% cumulative versus the Nifty 50's 66.10%, Sharpe 1.75, and a max drawdown of 21.85% over 406 days. Use this card when the investor wants the simplicity of equity-plus-debt and is fine forgoing the gold inflation hedge.
Net Return (5Y)
+490.49%
Nifty 50: +66.10%
Alpha vs Nifty 50
+424.40%
Cumulative outperformance
CAGR
+42.62%
Nifty 50: +10.68%
Performance, Risk, Efficiency (5Y rolling)
| Metric | Strategy | Nifty 50 |
|---|
| Performance |
| Cumulative Return | 490.49% | 66.10% |
| CAGR | 42.62% | 10.68% |
| Sharpe Ratio | 1.75 | 0.79 |
| Sortino Ratio | 1.69 | 0.76 |
| Calmar Ratio | 1.95 | 0.63 |
| Risk |
| Max Drawdown | -21.85% | -16.92% |
| Volatility (Annualised) | 21.67% | 14.03% |
| Best Week | +8.12% | +6.36% |
| Worst Week | -10.55% | -6.33% |
| Efficiency |
| Avg Win | +2.54% | +1.51% |
| Avg Loss | -2.24% | -1.56% |
Configuration
Universe
Nifty Total Market
Cost Decomposition
Gross Return
576.77%
Pre-cost
Estimated Cost
86.27%
Brokerage, STT, taxes
Net Return
490.49%
What investors realise
Year by Year Performance
Monthly Returns Heatmap (5Y)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | YTD |
|---|
Current Holdings (post 24 Apr 2026 rebalance)
Worst 5 Drawdown Periods
| Started | Recovered | Max Drawdown | Duration (days) |
|---|
| 2024-12-20 | 2026-01-30 | -21.85% | 406 |
| 2022-01-21 | 2022-08-05 | -15.47% | 196 |
| 2024-02-09 | 2024-03-29 | -10.82% | 49 |
| 2021-08-06 | 2021-09-24 | -10.55% | 49 |
| 2023-01-06 | 2023-04-21 | -10.25% | 105 |
Key Insight
The gold-free version of the Allcap Multi Asset card. Same 50-stock equity sleeve, same rebalance cadence, but the 10% gold sleeve is folded into a 20% LiquidCase cushion. The trade-off: 0.95 percentage points lower CAGR, 0.04 lower Sharpe, 0.50 percentage points deeper max drawdown, and 35 days slower recovery than Allcap Multi Asset (which has gold). Gold pulled measurable weight in this 5-year window. Pick this card if you want the operational simplicity of one debt ETF and one equity sleeve.
Private and Confidential. Backtest results are 5-year rolling on the platform's standard methodology with all estimated charges (brokerage, STT, taxes) deducted. Net return is computed as Gross 576.77 percent minus Cost 86.27 percent equals 490.49 percent. Past performance is not indicative of future results. Markets-linked products carry market risk including loss of principal. Read all scheme-related documents at invest.rupeecase.com/disclaimers before investing. This factsheet is for information only and does not constitute investment advice.